Lower YourCyber Insurance Premiums
TIDALBAY gives insurers continuous proof of your security posture — turning your human risk management into measurable premium savings.
The cyber insurance crisis
Why premiums keep rising
Insurers are raising premiums because they lack visibility into actual security posture. Annual questionnaires are snapshots that don't reflect real risk — and carriers know it.
Increase in cyber insurance premiums since 2020
Average cost of a data breach in 2024
Of breaches involve the human element
How it works
From risk unknown to risk proven
Continuous Risk Measurement
TIDALBAY continuously scores every employee’s security behavior, replacing annual self-assessments with real-time data that underwriters trust.
Automated Risk Reduction
AI-driven coaching, phishing simulations, and adaptive training actively lower your human risk over time — creating a measurable improvement trajectory.
Insurer-Ready Reporting
Generate carrier-grade reports showing risk trends, training completion, incident response times, and compliance posture at renewal time.
Underwriter checklist
Check every box on your insurer's questionnaire
TIDALBAY provides continuous evidence for the controls that matter most to underwriters.
Security Awareness Training
Prove 100% employee training completion with adaptive, role-based programs that go beyond annual check-the-box exercises.
Phishing Resilience
Demonstrate measurable improvement in click rates and reporting rates over time with continuous simulation data.
Incident Response
Show mean time to detect and respond for human-layer threats with automated triage and escalation metrics.
MFA & Access Controls
Report on authentication hygiene across your workforce including MFA adoption, password strength, and access anomalies.
Compliance Posture
Automated evidence collection for SOC 2, ISO 27001, HIPAA, PCI-DSS, and other frameworks your carrier requires.
Risk Scoring
Quantified, per-employee risk scores that show trends over time — giving underwriters the data they need to assess your posture.
Premium savings calculator
Estimate your premium savings
See how improving your human security posture with TIDALBAY could reduce your cyber insurance costs.
The impact of human risk management on premiums
Measurable impact from deploying continuous security awareness across your organization.
- Average premium reduction with continuous training
- 25-40%
- More likely to get coverage approved
- 3.5x
- Of insurers offer discounts for security programs
- 67%
- Average annual savings on a $500K policy
- $180K
Industry recognition
Trusted by leading cyber insurers
TIDALBAY risk reports are recognized by major insurance carriers and brokers worldwide.
Top 10 Global Carriers
Risk reports accepted by major global insurance carriers
Cyber Specialty Insurers
Recognized by leading cyber-focused insurance providers
Major Insurance Brokers
Integrated into broker risk assessment workflows
Cyber Risk Rating Agencies
Data feeds compatible with third-party risk ratings
“After deploying TIDALBAY, we presented our first quarterly risk report to our broker. At renewal, our premium dropped 32% — the underwriter said our continuous training metrics were the deciding factor.”
Michael Torres
CFO, Apex Financial Group
Stop overpaying for cyber insurance
See how TIDALBAY can help you demonstrate security posture that insurers reward.